Social Security Disability Benefits Pay Chart
Each year, the Social Security Administration releases a Social Security Disability Benefits Pay Chart displaying the upcoming SSDI benefits payment schedule. The 2025 Chart is largely unchanged from last year. However, recipients will receive a cost-of-living adjustment to their SSDI payments. Disability Advice explains what to expect.
2025 SSDI Payment Chart
Average Benefit Amounts, 2023
Benefits payable to workers who retire at FRA and to disabled workers are equal to 100% of the PIA (subject to any applicable deductions). At FRA, widow(er)s’ benefits are also payable at 100% of the insured worker’s PIA. Nondisabled widow(er)s can receive reduced benefits at age 60. Disabled widow(er)s can receive reduced benefits at age 50. Spouses, children, and parents receive a smaller proportion of the worker’s PIA than do widow(er)s.
Average monthly benefit for new awards and for benefits in current-payment status (in dollars)
| Beneficiary | New awards | Benefits in current-payment status, December |
|---|---|---|
| Retired workers | 1,968 | 1,905 |
| Spouses | 591 | 912 |
| Children | 844 | 890 |
| Disabled workers | 1,753 | 1,537 |
| Spouses | 435 | 420 |
| Children | 492 | 492 |
| Survivors of deceased workers | ||
| Nondisabled widow(er)s | 1,322 | 1,774 |
| Disabled widow(er)s | 959 | 926 |
| Widowed mothers and fathers | 1,231 | 1,278 |
| Surviving children | 1,088 | 1,103 |
| Parents | 1,432 | 1,590 |
SOURCE: SSA, Master Beneficiary Record, 100 percent data.
Average Monthly Benefit, by Sex, December 2023
Among retired and disabled workers who collected benefits based on their own work records, men received a higher average monthly benefit than did women. For those with benefits based on another person’s work record (spouses and survivors), women had higher average benefits.
Average monthly benefit (in dollars)
| Beneficiary | Men | Women |
|---|---|---|
| Workers | ||
| Retired | 2,106 | 1,714 |
| Disabled | 1,686 | 1,388 |
| Spouses of | ||
| Retired workers | 638 | 929 |
| Disabled workers | 381 | 424 |
| Survivors of deceased workers | ||
| Nondisabled widow(er)s | 1,568 | 1,784 |
| Disabled widow(er)s | 721 | 945 |
| Mothers and fathers | 1,126 | 1,292 |
SOURCE: SSA, Master Beneficiary Record, 100 percent data.
The Social Security Administration disburses monthly SSDI payments to approved individuals, with the payments either directly being deposited into your bank account Direct Deposit or Direct Express® Debit Mastercard. The 2025 pay schedule follows last year’s, with benefits paid on different Wednesdays of the month based on the recipient’s birthday.
Factors That Affect SSDI Payments
The SSA depends on benefit recipients to keep their mailing addresses and banking information updated. If you change banks, promptly let the SSA know since benefit payments are made via direct deposit. In addition, you must inform them of your new mailing address for SSA notifications on changes to the monthly payment amounts, continuing disability reviews, posted earnings, and so forth. Failing to notify Social Security may cause a delay or suspension of payments.
In January 2025, SSDI recipients received a payment increase to reflect a 2.5 percent cost-of-living adjustment. Supplemental Security Income, or SSI, payments also increased by 2.5 percent.
Recipients should also be aware of SSDI changes to substantial gainful activity limits. Earning more than the maximum allowed may interrupt your benefits. In 2024, the maximum allowed monthly income was $1,550 for non-blind individuals. The ceiling has increased to $1,620 in 2025.
What Should I Do if My SSDI Payment Is Late?
The SSA advises recipients to wait at least three business days following a missed payment to contact the agency. If you still haven’t received your SSDI payments after that window, call your local Social Security office for assistance. You may also contact the national SSA customer service hotline at 1-800-772-1213 to report a missing Social Security payment. Because SSA issues payments by direct deposit, a missed payment may be related to a recent notification or letter from SSA that was sent to the recipient and SSA did not receive a response.
Following a missing payment report, the SSA initiates an investigation. You’ll receive reimbursement for the missed check if it determines you’re owed benefits.
How To Check Your SSDI Payment Status
Your “my Social Security” account is a one-stop shop for checking pending applications and upcoming payments. Follow these steps to view your benefits:
1. Visit the SSA Website
Visit the my Social Security login page. If you already have an account, click the Sign In button and enter your username and password. Unregistered users must create an account to access their information.
2. Open Benefit Applications
After logging in, the My Home page appears. Scroll to Your Benefit Applications and click View Details. It’s listed under the More Info section.
3. View Application
The Current Status section appears. It provides details about your SSDI application and upcoming benefits payments.
4. Call the SSA
If you prefer to speak to an SSA agent regarding your payment status, contact your local office for assistance. You may also call the national SSA phone line at 1-800-772-1213.
Need Help With Your SSDI Claim?
For individuals unable to work because of a medical condition, SSDI is a financial lifeline. If you’re applying for SSDI and need help with your application, contact Disability Advice. Our disability advocates assist with new applications and claim denials. We can also explain benefits granted to you or that you may be eligible for.
