Paper SSDI Checks Ending September 30, 2025: The SSA will stop issuing paper checks for SSDI payments starting September 30, 2025. Beneficiaries who haven’t switched to electronic payments by then risk having their benefits suspended.
Switching to Electronic Payments Is Easy and Secure: SSDI recipients can avoid payment disruption by choosing either direct deposit to a bank account or the Direct Express debit card. Updates can be made through the official “My Social Security” portal.
If you’re a Social Security Disability Insurance (SSDI) beneficiary, you need to be aware of a major change coming in September 2025 that could impact your monthly benefits. Starting from September 30, 2025, the Social Security Administration (SSA) will stop sending paper checks for federal payments, including SSDI. This means that if you’re currently receiving your payments via paper check, you must switch to an electronic payment method or risk having your benefits suspended.
Why is this Change Happening?
If you’re a Social Security Disability Insurance (SSDI) beneficiary, you need to be aware of a major change coming in September 2025 that could impact your monthly benefits. Starting from September 30, 2025, the Social Security Administration (SSA) will stop sending paper checks for federal payments, including SSDI. This means that if you’re currently receiving your payments via paper check, you must switch to an electronic payment method or risk having your benefits suspended.
Who Will Be Affected?
Approximately 494,000 people in the U.S. still receive their SSDI benefits via paper checks. If you’re one of these individuals and don’t update your payment method before September 30, 2025, your SSDI payments will be automatically suspended. It’s important to take action now to avoid disruptions to your financial stability.
How to Switch to Electronic Payments
Changing your payment method may seem daunting, but it’s a simple process. Here’s what you need to do:
- Visit the Official “My Social Security” Website
Go to the official website, my Social Security, to create or access your account. This is the fastest and safest way to update your personal information and change your payment method. - Choose Your Payment Method
You have two options for electronic payments:- Direct Deposit to a bank or credit union account.
- Direct Express Card, a prepaid government-supported credit card.
- Direct Deposit to a bank or credit union account.
- For direct deposit, you’ll need to provide your bank’s name, account number, type of account (checking or savings), and routing number.
If you choose the Direct Express Card, your SSDI payments will be automatically deposited onto this card each month. You can then use the card to withdraw money from ATMs, pay at stores, or shop online.
Avoid Mistakes
Be sure to fill out your information carefully. Any errors could lead to delays or a temporary suspension of your payments.
Concerned About Payment Suspensions? We Can Help You Navigate This Change
If you’re worried about the upcoming suspension of paper checks or facing challenges in updating your payment method, you don’t have to go through this alone. Contact Disability Advice for support with your SSDI payments. Whether you need help navigating the transition to electronic payments, handling overpayment issues, or ensuring you meet the September 30, 2025, deadline, we’re here to help.
At Disability Advice, we specialize in assisting individuals with Social Security issues. We can guide you through the process of updating your payment information, filing an appeal if necessary, or addressing any other concerns related to your benefits. Don’t wait until the last minute, reach out today to ensure you’re fully prepared for these changes.
